Insurance Advice

As much as insurance is probably the least sexy and exciting aspect of our finances - in fact it’s commonly labelled a ‘grudge purchase’ - I take the controversial opinion that insurances are simply misunderstood!

If you identify as an independent woman, (possibly you struggle to ask for help at the best of times??) insurances are a key part of your financial security.

When set up correctly, insurances ensure that if you become seriously ill or are unable to work due to your health you have your own financial safety net and aren’t reliant on your partner, your family, or worst of all a Give a Little page, to get you through tough times.

In most instances you can access Insurance advice at no cost as the providers we work with pay us to look after you.

If we ever need to charge a separate fee this will be discussed clearly in advance.

Investment Advice

We know that women invest less often on average, but that when we do invest we outperform men for 3 main reasons:

  1. We do our research (rather than just dive in)

  2. We take calculated risks (we’re not actually risk averse)

  3. And we stick to the plan (we don’t panic and sell)

If you know that your money could be working harder for you, or know that you probably need a plan to build wealth for the future but don’t know where to start we can take you through Investments 101 and find the best approach for you.

In most instances you can access KiwiSaver or Investment advice at no cost as the providers we work with pay us to look after you.

If we ever need to charge a separate fee this will be discussed clearly in advance.

Holistic Advice

Are you a big picture thinker? Have you struggled with conflicting advice in different areas and just want a cohesive plan?

For a lot of us money is the unspoken reason we fear we won’t achieve our goals in life, but as scary as it is, facing up to the numbers (with someone to hold your hand and help you make sense of them) is the best way to face our fears.

If you are struggling with questions of when you can afford to stop working, whether to invest in property or funds, whether to put more into your mortgage or KiwiSaver then you need holistic advice that puts it all in the perspective of your life and plans.

Our Holistic advice offerings are fee based as they are a different piece of work and are not product linked.

These fees are discussed clearly in advance and confirmed in writing before we proceed.