Personal Insurances
Insurance Review
If you already have insurances in place - Congratulations! You’re already well ahead of plenty of Kiwis and it’s great to know that if you did become seriously ill or pass away, there is a financial buffer set up to help you and your family.
We all know how important these insurances are, and they often make up a significant household expense, so it’s crucial that you review them annually, or when something important in your life changes.
So many people are paying for insurances that were just right when they took them out - but that was 5, 10 or even 20 years ago! We can review your existing policy, let you know if there are any gaps to fill or tweaks to make, and help you ensure that if something goes wrong your insurance is still just as helpful as you intended it to be when you took it out.
Insurance Advice
If you’re starting from scratch, we know that it can be overwhelming trying to find the right options for your situation. Don’t be discouraged, protecting yourself and your family is worth the effort!
That’s where having an adviser can help. We can take you through the process, all the way from understanding what you and your family would need if things went wrong, through choosing a provider, understanding how and when your policies can help and then putting it all in place.
The role of an adviser is partly to educate (and advise!) but largely to advocate for you! This starts as early as the application process where we will work with the insurance provider to make sure you get the best terms possible at the start, and then of course at claim time our job is to make sure you get everything you are entitled to with the minimum hassle for you.